Google Unites Payment Offerings As Google Pay

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The service comes as an amalgamation of two of its existing payment services - Android Pay and Google Wallet.

Pali Bhat, VP of product management, Payments at Google says that this new brand will save users' payment information in the Google Account for an easy checkout.

Google says "over the coming weeks, you'll see Google Pay online, in store, and across Google products, as well as when you're paying friends". While the Android Pay branding will switch over to Google Pay and the Google Wallet app will likely get a redesign and a new icon (or perhaps it will become integrated into a single Google Pay app), all of your saved credit card and banking accounts should seamlessly make the move. This is because unlike in the West, India doesn't have to deal with "n" number of payments apps ala Google. Instead, Google opted to go a different path by launching Google Tez, an app that now lets you make bill payments.

Google says the initiative is meant to provide consumers with a consistent and simpler way to pay for purchases, whether online or on the high street.

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Tez at present uses the Unified Payments Interface which is an interoperable payment system. Google is also inviting developers to integrate Google Payment into their website and apps.

In the past, Google has launched multiple competing services in the same space as payments, messaging (any Google Wave fans?), voice calling and even operating systems. Also falling under Google Pay is Google Check out, the web-centric PayPal competitor. Similarly, you could use Google Wallet for paying via a browser such as Chrome.

Irrespective of whether you are making a payment via Android, iOS or you're browsing through an e-commerce site on your phone or computer, you would have one consistent experience with Google Pay.

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